Credit Monitoring Analyst
Job Location: Surat
Job Type : Full Time
Job Type : Full Time
Expected Salary : Depend on interview
Job description
Hiring for 10 Credit Monitoring Analyst Jobs in Surat, Gujarat with a minimum 1 Year Experience, Required Educational Qualification is: Professional Degree, bachelor's degree in finance, accounting, or a related subject, Any Bachelor Degree, B.C.A, B.B.A, B.Com, B.Tech/B.E, Post Graduate Diploma, M.C.A, M.Tech.
Requirements:
Bachelor's degree in Business/Accounting preferred 3 or more years of experience in banking and/or doing financial analysis Ability to identify and summarize key points in written reviews of credit-related transactions Understanding of loan products
including documentation
for revolving lines of credit
term loans
borrowing bases
etc. Desire to develop matter expertise in assessing the credit risk of real estate developers
investors
real estate operating companies
and opportunity and investment fund is a plus Strong verbal & written communication to effectively communicate with various stakeholders and across levels Ability to work independently with minimum supervision including demonstration of good time management High proficiency in using MS Office tools including MS Excel
Other Details
10
Min. 1 yr Years
-
6 Days
Determine whether corporate borrowers have breached covenants, and as a result, have defaulted on the terms of their credit agreements
Interpret credit agreements and other legal documents to determine which co-borrowers, guarantors, and other parties to the agreements require to set up in the bank's system of record for future covenant compliance evaluation
Perform credit analysis, review documentation, and monitor ongoing compliance with financial covenants within an assigned portfolio of borrowers
Independently calculate cash flow and leverage ratios in accordance with specific terms laid out in credit agreements
Develop strong knowledge of secured lending products including borrowing base credit facilities
Determine the grid-based performance pricing that applies to borrowers so the bank gets adequately compensated for credit risk
Adhere to the quality control standards that have been set for the process and to service level agreements WLS has with its internal business partners